Documents Needed When Preparing for Bankruptcy:

• 1. List of all creditors, including names, address, account number, balance due. Include family, friends, taxing authorities, utilities, student loans.
• 2. List of all cosigners, including name, address and copy of the underlying document.
• 3. Current paycheck stub AND evidence of income over the 6 prior months.
• 4. Certificates of title to all titles assets, including but not limited to vehicles, motors, mobile homes, trailers, motorcycles.
• 5. Copies of all leases, including premises and personal property leases.
• 6. Copies of any appraisals you have had done on any real estate over the last 2 years. (An appraisal is needed to confirm a 13, must not be more than 1 year old in most circumstances).
• 7. Copies of last three years tax returns.
• 8. Copies of any and all lawsuits, judgments or liens, including tax liens.
• 9. Copies of divorce decrees and / or domestic court orders relative to debt and / or support obligations.
• 10. Checking account information for the day we file the bankruptcy petition (however, please be aware the trustee may request 12 months of bank statements).
• 11. Copies of life insurance policies with a cash value.
• 12. Consumer Credit Counseling documents (one credit counseling class is required before filing bankruptcy, and a second class is required after the bankruptcy has been filed).
• 13. Copies of any prior bankruptcy cases, including petition, schedules and statement of financial affairs.